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Mortician Salary vs Cost of Living by State

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About this guide

Written by Lee for Mortician Career Guide. Last reviewed Jun 20, 2026.

Salary and labor-market guide

Sources

  • BLS OEWS May 2025 wage, employment, percentile, and location quotient data where available
  • Project salary-tool dataset for state and national salary comparisons
  • Project cost, cremation-rate, and school-count fields where shown
  • Third-party compensation datasets are labeled in the article when used

Method

State pages compare median, mean, P10-P90 wage ranges, employment, and location quotient against national BLS benchmarks.

Use salary figures as planning benchmarks. Actual pay depends on license type, employer, on-call schedule, benefits, bonuses, and local demand.

Nominal salary rankings for morticians are misleading. A $50,750 salary in California and a $63,700 salary in Iowa are not comparable numbers — the Iowa salary has more than twice the purchasing power. This page adjusts BLS May 2025 state salary data for cost of living to show which states actually pay morticians best in real terms.

2-Minute Version


Methodology

Nominal salary: BLS OEWS May 2025, SOC 39-4031, state-level medians.

Cost of living index: Project cost-of-living field based on state-level COL benchmarks. National average = 100. Higher = more expensive.

Real purchasing power formula: (Nominal Salary ÷ COL Index) × 100

This gives an apples-to-apples comparison of what each state’s salary actually buys.


Full State Rankings: Real Purchasing Power

Top 15 states by real mortician compensation

StateMedian SalaryCOL IndexReal Purchasing Power
Delaware$81,530105$77,648
Iowa$63,70088$72,386
Nebraska$64,31092$69,902
Utah$72,800105$69,333
Indiana$60,89091$66,912
Kansas$58,58089$65,820
Michigan$60,45092$65,707
Illinois$69,600107$65,047
Ohio$57,80090$64,222
North Carolina$60,73096$63,260
Pennsylvania$63,580101$62,950
Idaho$60,25096$62,760
Wisconsin$58,25095$61,316
North Dakota$59,76098$60,980
Wyoming$55,57096$57,885

Sources: BLS OEWS May 2025; project cost-of-living index field

Bottom 10 states by real mortician compensation

StateMedian SalaryCOL IndexReal Purchasing Power
Hawaii$46,310193$23,995
California$50,750150$33,833
Massachusetts$62,120162$38,346
Arizona$41,870103$40,650
Arkansas$36,12088$41,045
Nevada$43,940107$41,065
South Carolina$40,02096$41,688
Oregon$48,630115$42,287
Vermont$48,740114$42,754
New York$63,090139$45,388

The Outliers Explained

Iowa: The best real compensation in the U.S.

Iowa’s combination is unique: $63,700 median (16% above national) + COL index of 88 (12% below national average). The result is real purchasing power of ~$72,386 — one of the highest state values in the dataset.

Iowa also has a 2.54 Location Quotient — meaning mortician jobs are more than twice as concentrated there as the national average. High pay, high job density, low cost of living. For morticians willing to relocate, Iowa is the strongest practical financial case.

Delaware: highest real value, tiny market

Delaware’s $81,530 median is the highest published state salary in the BLS May 2025 dataset. With a COL index of 105, real purchasing power is ~$77,648 — the top state-level real value in the current table. The catch: only 80 employed morticians statewide, so openings are limited.

Nebraska and Utah: high real value, smaller markets

Nebraska ($64,310 median, ~$69,902 real purchasing power) and Utah ($72,800 median, ~$69,333 real purchasing power) both rank near the top after cost-of-living adjustment. Both are smaller markets than Illinois, Ohio, or North Carolina, so job count still matters.

California: The worst real compensation

California’s $50,750 median is already below the national median. After adjusting for a COL index of 150, real purchasing power drops to ~$33,833 — roughly equivalent to earning $33,833 in a state with average cost of living. California has the most mortician jobs, but the real-pay math is weak.

Hawaii: The extreme case

Hawaii’s COL index of 193 is the highest in this table. A $46,310 median salary in Hawaii has real purchasing power of only ~$23,995 — the lowest state-level real value in the dataset.

New York: High nominal, mediocre real

New York’s $63,090 median looks strong — but a COL index of 139 reduces real purchasing power to ~$45,388. That’s below the national median in real terms. New York’s high nominal salary is largely consumed by housing costs.


The COL-Adjusted Tier System

Tier 1: Strongest real compensation (real PP > $65,000)

Tier 2: Above-average real compensation ($60,000–$65,000)

Tier 3: Near-average real compensation ($45,000–$60,000)

Tier 4: Below-average real compensation (< $45,000)


Practical Implications for Career Planning

If you’re choosing where to start your career

The Tier 1 states offer the best real compensation. Iowa is the most practical choice for many people — it has strong job density (LQ 2.54), above-median pay, and low cost of living. Illinois, Michigan, Indiana, and Ohio are also practical because they combine stronger job counts with better real purchasing power than the raw salary table suggests.

Delaware, Utah, Nebraska, and North Dakota can look excellent on real pay, but each has a smaller job base than the large-market states.

If you’re already in a Tier 4 state

The real compensation gap between California and Iowa is nearly $40,000/year. Over a 10-year career, that’s almost $400,000 in purchasing power. If you’re in California, Hawaii, Massachusetts, or another Tier 4 state and have flexibility to relocate, the financial case for moving is substantial.

The “no state income tax” adjustment

Some states with no state income tax (Washington, Nevada, Texas, Florida) effectively increase take-home pay. However:

The no-income-tax benefit is real but rarely large enough to overcome a significant COL or nominal salary disadvantage.


Frequently Asked Questions

Which state is best for mortician salary after cost of living?

Delaware has the highest cost-of-living-adjusted value in the current table: $81,530 median salary, COL index of 105, and real purchasing power of ~$77,648. Iowa is the strongest practical option for many workers because it combines $63,700 median salary, COL index of 88, real purchasing power of ~$72,386, 640 jobs, and a 2.54 location quotient.

Is California a good state for mortician pay?

No — California has the weakest real mortician compensation among major job markets. The $50,750 median is already below the national median, and a COL index of 150 reduces real purchasing power to ~$33,833. Despite having the most mortician jobs (2,240), California is one of the worst states for real compensation.

Does cost of living matter more than nominal salary for morticians?

Yes, significantly. The nominal salary gap between the highest and lowest publishable state medians is about $45,000 ($81,530 Delaware vs. $36,120 Arkansas). The real purchasing power gap is over $50,000 when COL is factored in. Location choice is the single biggest financial decision a mortician can make.

What about states with no income tax?

The no-income-tax benefit (Washington, Nevada, Texas, Florida) adds roughly 3–7% to take-home pay depending on income level. This is real but rarely large enough to overcome a significant COL or nominal salary disadvantage. Texas, for example, has no income tax but pays $46,630 median — still below the national median.


Want the Complete 50-State Comparison?

This page covers the key states. The Mortician Salary Toolkit has the full dataset — every state, every percentile, COL-adjusted — in a sortable spreadsheet you can filter by real purchasing power, nominal salary, or job density.

What the toolkit adds:

One-time download, $24.99. See what’s included →



Next Step: Compare Your Options

Use the free Salary Calculator to check pay in your target state, then compare programs in the School Finder and run the Career ROI Calculator before you commit to a school or relocation plan.

If you want a more guided path, compare Free vs Pro or request a personalized deep report during the launch period.

Data Sources

→ See also: Mortician Salary by State (All 50) | Mortician Salary in California | Mortician Salary in Delaware | States With the Most Mortician Jobs

Check Licensing Before You Rely on the Salary

Salary data only helps if the license path works in the same state. Before choosing a school, job market, or relocation plan, verify the education, exam, apprenticeship, and renewal rules for the state where you want to work.


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